Bank Holidays in India 2025 – Everything You Need to Know

Bank holidays are an important aspect of financial planning in India. Whether you’re an individual managing personal banking tasks or a business handling daily transactions, knowing the schedule of bank holidays ensures smooth financial management.

Many people frequently search queries like “bank holiday today”, “tomorrow bank holiday”, or “bank holidays this month” to avoid unnecessary branch visits. Similarly, customers of leading banks such as SBI and HDFC want to stay updated with SBI bank holidays this month and HDFC bank holiday Saturday information.

This article provides you with a comprehensive 2025 bank holiday guide in India, covering:

National holidays observed by all banks.

Festival-specific and state-specific bank closures.

RBI rules regarding bank holidays on Saturdays.

Details of Durga Puja bank holidays.

Month-wise breakdown of bank holidays.

Importance of Knowing Bank Holidays

Bank holidays directly impact your day-to-day transactions. Here’s why you should always stay updated:

Avoid Wasted Bank Visits: If you plan to deposit cash or submit documents, visiting on a closed day wastes both time and effort.

Timely Bill Payments: Cheque clearances and RTGS/NEFT transfers may get delayed during long weekends or festive bank holidays.

Business Planning: Companies that deal with suppliers, vendors, or payrolls must align their schedules with bank availability.

Festival & Travel Needs: Many families withdraw cash before Durga Puja bank holidays or Diwali to meet festive expenses.

Better Use of Online Banking: Even when physical branches remain closed, internet banking, ATMs, and mobile apps function as usual.

RBI Guidelines for Bank Holidays in India

The Reserve Bank of India (RBI) regulates all banking operations, including holidays. Bank holidays are categorized under three types:

National Holidays: Fixed holidays like Republic Day (26 January), Independence Day (15 August), and Gandhi Jayanti (2 October).

Festival Holidays: Variable holidays depending on state and culture – Diwali, Eid, Holi, Christmas, Durga Puja, Onam, etc.

Weekly Holidays: Every Sunday, plus second and fourth Saturdays are official bank holidays.

👉 This means if you’re searching for bank holidays Saturday or HDFC bank holiday Saturday, you should remember banks open only on 1st, 3rd, and 5th Saturdays.

Bank Holidays in India 2025 – Month-Wise Calendar

Here’s a detailed month-by-month breakdown of bank holidays in India for 2025. Note: Some holidays are state-specific.

January 2025 Bank Holidays

1 Jan – New Year’s Day (select states)

12 Jan – National Youth Day (West Bengal, Assam)

14 Jan – Makar Sankranti / Pongal

23 Jan – Netaji Subhas Chandra Bose Jayanti (West Bengal)

26 Jan – Republic Day (National holiday)

February 2025 Bank Holidays

4 Feb – Basant Panchami (Bihar, West Bengal, Odisha)

12 Feb – Swami Dayanand Saraswati Jayanti (Haryana)

26 Feb – Maha Shivaratri (Most states)

March 2025 Bank Holidays

14 Mar – Holi (North India)

29 Mar – Mahavir Jayanti

30 Mar – Ugadi / Gudi Padwa (South India)

April 2025 Bank Holidays

10 Apr – Ram Navami

14 Apr – Dr. B.R. Ambedkar Jayanti

18 Apr – Good Friday

21 Apr – Mahavir Jayanti

May 2025 Bank Holidays

1 May – Labour Day (Maharashtra, Tamil Nadu, Kerala, etc.)

7 May – Buddha Purnima

23 May – Eid-ul-Fitr (expected, depends on moon sighting)

June 2025 Bank Holidays

15 June – Rath Yatra (Odisha, West Bengal)

17 June – Bakrid (tentative)

July 2025 Bank Holidays

6 July – Muharram (tentative)

23 July – Guru Purnima (varies by state)

August 2025 Bank Holidays

15 Aug – Independence Day (National holiday)

16 Aug – Parsi New Year (Mumbai, Gujarat)

27 Aug – Krishna Janmashtami

September 2025 Bank Holidays

5 Sep – Teachers’ Day (select states)

6 Sep – Ganesh Chaturthi (Maharashtra, Karnataka)

21 Sep – Mahalaya (West Bengal)

October 2025 Bank Holidays

2 Oct – Gandhi Jayanti (National holiday)

11 Oct – Second Saturday Bank Holiday

25 Oct – Fourth Saturday Bank Holiday

28–30 Oct – Durga Puja Bank Holidays (West Bengal & nearby states)

31 Oct – Diwali (most states)

November 2025 Bank Holidays

1 Nov – Kannada Rajyotsava (Karnataka)

7 Nov – Chhath Puja (Bihar, UP, Jharkhand)

14 Nov – Children’s Day (not a bank holiday, but observed)

22 Nov – Guru Nanak Jayanti

December 2025 Bank Holidays

24 Dec – Christmas Eve (select states)

25 Dec – Christmas (Nationwide)

31 Dec – New Year’s Eve (observed in some states)

Is Today a Bank Holiday?

If you are searching “bank holiday today”, the answer depends on:

Whether it’s Sunday or 2nd/4th Saturday.

If it’s a state festival holiday like Durga Puja in West Bengal.

National holidays like 26 January, 15 August, or 2 October.

👉 You can check official RBI notifications or your bank’s website for confirmation.

Is Tomorrow a Bank Holiday?

If you are planning financial work and want to know if tomorrow is a bank holiday, here’s how you can check:

RBI official holiday calendar.

Bank websites (SBI, HDFC, ICICI, PNB, Axis).

Local newspapers & regional announcements.

This is especially important before long weekends like Durga Puja bank holidays or Diwali.

SBI Bank Holidays in 2025

State Bank of India (SBI) is the largest bank in India, and it follows RBI guidelines strictly.

SBI Bank Holiday Today: Same as RBI/state holiday list.

SBI Bank Holidays This Month: Includes all Sundays, 2nd & 4th Saturdays, and festival holidays.

HDFC Bank Holidays in 2025

Private sector banks like HDFC Bank also follow the same pattern.

HDFC Bank Holiday Saturday: Banks remain closed on 2nd & 4th Saturdays.

Regional Holidays: Vary by state – for example, HDFC branches in West Bengal will remain closed during Durga Puja.

Durga Puja Bank Holidays 2025

Durga Puja is the biggest festival in Eastern India. During this period:

Banks remain closed for 3–4 consecutive days.

Online banking and ATMs are fully functional.

Major affected states: West Bengal, Assam, Odisha, Tripura.

Online Banking During Bank Holidays

Even when branches remain closed, you can still use:

Net Banking & Mobile Banking for fund transfers.

UPI apps (Google Pay, PhonePe, Paytm) for instant payments.

ATMs for cash withdrawals.

👉 Only cheque clearances and branch-based services get delayed.

Tips to Manage Bank Holidays Effectively

Check monthly bank holiday lists in advance.

Withdraw cash before long weekends like Durga Puja or Diwali.

Use online banking to avoid dependency on branches.

Plan EMI payments to avoid auto-debit failures.

Business owners should align payroll with non-holiday working days.

FAQs on Bank Holidays in India

Q1. Are all banks closed on Saturdays in India?
👉 No. Only second and fourth Saturdays are bank holidays. Banks remain open on 1st, 3rd, and 5th Saturdays.

Q2. How to check if today is a bank holiday?
👉 Visit RBI’s official holiday calendar or your bank’s official website. You can also check “SBI bank holiday today” for state-specific updates.

Q3. Will online transactions work on bank holidays?
👉 Yes. NEFT, IMPS, UPI, and online transfers remain active even during bank holidays.

Q4. Do bank holidays differ from state to state?
👉 Yes. For example, Durga Puja bank holidays apply in West Bengal but not in other states.

Q5. Are private banks like HDFC and ICICI open on different days?
👉 No. All banks, including private and public sector, follow the same RBI guidelines.

 Conclusion

Staying informed about bank holidays in India helps you plan ahead and avoid last-minute troubles. Whether you want to know if today is a bank holiday, check SBI bank holidays this month, or prepare for Durga Puja bank holidays, always refer to the RBI calendar and your bank’s website.

With proper planning, you can manage your finances smoothly even during long festive breaks.